Rights and protections

Testo di esempio

Consob is the Italian authority responsible for regulating and supervising financial markets. Its mission is to protect investors, ensure market transparency and contribute to the stability of the financial system.

In this section you can learn more about the main rights of retail investors, understand the protections provided by the regulatory framework and access useful tools for reporting issues, resolving disputes and checking whether market participants are authorised.

Understanding your rights and available protections

Investors' rights
Investors are entitled to receive accurate, clear and comprehensive information about financial products and investment services. The regulatory framework also requires intermediaries and market participants to comply with principles of fairness, transparency and suitability in their dealings with clients.
Protections provided by the regulatory framework
The regulatory framework establishes a range of protections for investors, both before and after an investment is made. These measures are designed to prevent misconduct, safeguard market integrity and strengthen confidence in the financial system.
The Role of Consob
Consob oversees the proper functioning of financial markets and monitors compliance with the rules by supervised entities. The Authority carries out supervisory, regulatory and enforcement activities aimed at protecting investors and ensuring market transparency.
When protections apply
Investor protections apply in specific situations, such as breaches of conduct rules, insufficient disclosure or unfair practices. Understanding your rights helps you navigate these situations and determine whether the conditions exist to make use of the available protection mechanisms.
Practical examples

What to check before investing

A quick guide to identify essential information, ask the right questions and make more informed investment decisions.

You are offered an investment

Make sure you are provided with an information document describing the product's features, risks and costs.

The costs are not clear

Check that all charges are clearly indicated, including: commission, management fees, exit costs and any other applicable charges.

A financial product is recommended to you

Make sure you are asked about your investment experience, financial situation, investment objectives and risk tolerance.

The information you receive is unclear

Ask for clarification. Information provided to investors should be clear, understandable and not misleading.

This information is necessary to assess whether the proposed product is suitable for you.

📊 Esempi pratici

Cosa controllare prima di investire

Una guida rapida per riconoscere le informazioni essenziali, fare le domande giuste e decidere con maggiore consapevolezza.

1

Ti propongono un investimento

Verifica che ti venga consegnato un documento informativo con caratteristiche, rischi e costi.

2

Non ti sono chiari i costi

Controlla che siano indicati tutti: commissioni, spese di gestione e costi di uscita.

3

Ti consigliano un prodotto finanziario

Assicurati che ti chiedano informazioni su esperienza, obiettivi e propensione al rischio.

4

Ricevi informazioni poco chiare

Chiedi chiarimenti: le informazioni devono essere comprensibili e non ambigue.

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Se qualcosa non è chiaro o ti sembra poco trasparente, evita di investire e approfondisci prima.

see also